FAQs

We help you fix your credit by targeting and disputing inaccurate, outdated, or just plain shady negative items on your report. Think of us as your credit clean-up crew with attitude.

We don’t do cookie-cutter fixes, empty promises, or slow-motion service. While most credit repair companies drag their feet and collect fees while doing the bare minimum, we move fast, stay transparent, and actually fight for results. You’ll get monthly updates, 1-on-1 coaching, and real people working behind the scenes—not a mystery inbox and a generic game plan. Plus, we back it all with a money-back guarantee. Because if we don’t help, you shouldn’t pay. Simple as that.

Legally, no one can promise exact results (thanks, FTC). But we do guarantee improvement and if you're not satisfied, you get a full refund. Yep, really.

Anyone who wants to take control of their credit, get rid of unfair or inaccurate items, and stop letting a three-digit number hold their life hostage.

We offer two monthly packages: Wake-Up Call – $19.99/month (7-Day Free Trial) + $199.99 initial working fee. Scorched Earth – $99.99/month (7-Day Free Trial) + $499.99 initial working fee. All plans begin with a 7-day free trial. You will not be charged until the trial ends. Services renew automatically every 30 days unless canceled. All prices are in U.S. dollars. ​ You may cancel your plan at any time from your client portal. No refunds will be issued for partial billing periods once payment has been processed.

Because dragging things out isn’t our style—but flexibility is. Our monthly plans are simple, transparent, and built to keep pressure on us to deliver results, not stall them.

You get your money back. No hoops. No “we’ll get back to you.” No credit for future disappointment. Just a full refund. You can learn more here.

If you have more than $3,000 in debt or collections, go with Scorched Earth. If it’s less, Wake-Up Call will likely do the trick. Still unsure? Ask us.

Choose your package, give us the green light, and we’ll take it from there. You’ll get a dashboard to track your progress and a real human to help you along the way.

Full credit report analysis 4 rounds of disputes sent to all 3 bureaus Escalation when needed Monthly updates 1-on-1 coaching Your very own financial redemption arc

It depends on your situation, but most clients start seeing results in 30–90 days. Standard plans take about 4–6 months; express plans go faster. We don’t do the slow lane.

Yes, and we send them with purpose, not just generic templates from 2006. We tailor disputes based on your credit report.

Absolutely. Everything we do is compliant with the Fair Credit Reporting Act (FCRA), and we follow the rules, just better than most.

Yes. We use secure platforms to store and handle your data. Your private credit drama stays between us.

Nope. Challenging inaccurate items is your legal right, and when done right (like we do it), it helps.