Credit Repair Services

Let’s cut to the chase: we fix credit. But we don’t do it like everyone else.

At Karmaundo, we’re not dragging our feet for a paycheck. We’re not tossing dispute letters into the void and hoping something sticks. We’re strategic. We’re aggressive. And we’re 100% done with the shady tactics that give this industry a bad name. We built Karmaundo for people who are ready to take back control—without getting locked into long-term contracts or slow-moving subscription scams.

Packages

Here’s What We Do

(AKA, the Comeback Plan)

If it’s dragging your score down and doesn’t belong there, we’re coming for it. We work with clients who are dealing with:

Collections

Hard Inquiries

Charge-offs

Repossessions

Late Payments

Identity theft

Medical Debt

Reporting Errors

How It Works

Step 1

Credit Report Analysis

We pull your credit reports and create a targeted plan focused on the items messing with your score. No guessing. Just strategy.

Step 2

Disputing the B.S.

Our team sends professionally crafted letters to all three major credit bureaus challenging every inaccurate, outdated, or shady item on your report.

Step 3

Escalation (If Needed)

Some items are stubborn. No problem. We'll escalate the dispute, continue correspondence, and make sure your rights are represented all the way.

Step 4

Credit Monitoring + Coaching

Through our dashboard and monthly updates, you’ll stay in the loop. Plus, our 1-on-1 coaching helps you build long-term credit habits even after the bad stuff is gone.

What Makes Us Different?

Straightforward Monthly Pricing: No bloated contracts, no "setup fees," no nickel-and-diming. Just clear monthly plans with a 7-day free trial to prove we mean business.
Refund Guarantee: Not happy? You get your money back.
Real Transparency: You’ll always know what’s happening, when it’s happening, and why.
Built to Beat the System: We’re not here to play by the system’s rules. We’re here to help you beat it.
Cancel Any Time: If you ever need to hit pause or walk away, just cancel in your portal—no awkward phone calls required.

Ready to Flip the Script?

It starts with one bold step… yours. At Karmaundo, getting started is simple, transparent, and built around you. Choose your monthly plan, and we’ll handle the dirty work behind the scenes. You just sit back and watch your score start to change.

Pick Your Plan

Whether you need a little push or a full-on credit comeback, we’ve got a plan for you. View Our Credit Repair Packages.