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Bad Credit? 
We’ve Seen Worse

Let's Undo

At Karmaundo, we don’t just fix credit, we fight back. Our monthly plans, full-refund guarantee, and no-BS process are built to deliver real progress, fast. No fluff. No dragging things out. Just a fresh start and the tools to take back control.

They Noticed Us
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Fair Monthly Pricing. No Surprises. No Stalling.

Other companies love to bill you endlessly without showing progress. We do things differently. With Karmaundo, you get transparent monthly pricing, a 7-day free trial, and results that move fast—not waitlists disguised as service.

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If We Don’t Deliver,
You Get Your
Money Back
No Awkward Breakup Required

We don’t play games with your trust. If you're not satisfied with our service, you’ll get a full refund... no hoops, no drama. That’s how confident we are in what we deliver. We can’t legally promise perfection (thanks, FTC), but we do promise effort, transparency, and improvement. And if we don’t live up to that? You keep your dignity, and your cash.

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Why We Exist

Karmaundo was built for the people who got dealt a bad hand and are done playing by broken rules. We’re not here to pretend the credit system is fair. It’s not. It’s confusing, unforgiving, and often rigged to keep you stuck. But we’re not in the business of excuses, we’re in the business of second chances.

How We’re Different

That’s why we do things differently. No monthly fees. No long waits. No vague promises. Just flat-fee pricing, a full-refund guarantee, and a process designed to get you back on track fast. When you win, we win so we work like it.

What We Stand For

Our name? It says everything. "Karma Undo" because sometimes good people just need to hit reset. We’re not here to judge your past. We’re here to help you fight for a better financial future, with real tools, real strategy, and real support.

Let’s Get to Work

If you're ready to stop playing defense and start rewriting your credit story, you’re in the right place. Let’s undo what’s been done and build something better.

The Latest Credit Intel
From Credit’s Least Favorite Company

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Ready to Flip the Script?

It starts with one bold step... yours. At Karmaundo, getting started is simple, transparent, and built around you. Choose your credit repair package, and we’ll handle the dirty work behind the scenes. You? Just sit back and watch your score start to change.

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FICO and “The score lenders use” are trademarks or registered trademarks of Fair Isaac Corporation in the United States and other countries.

⚠️ State Compliance Notice At Karmaundo, we proudly serve clients across the United States. However, due to specific state regulations, we are unable to offer credit repair services to residents of the following states at this time: Georgia, North Carolina, and Mississippi These states have restrictions that prohibit for-profit credit repair services unless provided by a licensed attorney or nonprofit organization. If you are a resident of one of these states, we unfortunately cannot accept you as a client. We’re all about second chances, but we’re not about breaking laws to get them. If you have any questions or believe you may qualify for services through an attorney-led exemption, feel free to reach out to our team directly.

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