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About

Let’s be honest: the credit system isn’t broken—it was built this way. Confusing, unforgiving, and full of rules designed to keep people stuck. You miss a payment in 2017 and suddenly your adult life feels like a Netflix series titled "How Not to Get Approved for Anything." That’s where we come in...

 

At Karmaundo (that’s “karma-undo,” in case you were wondering), we exist to help people reclaim control. Not with wishful thinking or fluffy advice but with real strategy, real action, and a deep understanding of how the game is played. We're the ones who see through the nonsense and help you play it better.

What Makes Us Different?

We’re not your typical credit repair company. For starters, we don’t drag things out with shady subscription models or cookie-cutter solutions. We offer clear monthly pricing that works with your pace, not against it. You’ll get a custom plan, real-time progress updates, a dashboard to track your journey, and a team that actually gives a damn. And if you’re not satisfied? You get your money back. No weird hoops. No awkward conversations. We stand by our work, and we’re not afraid to back it up.

Our Mission

We believe in second chances, clean slates, and fresh starts. We believe the system is overdue for a wake-up call and we’re happy to be the loud one in the back yelling, “That’s enough!” Our mission is to take the frustration and mystery out of credit repair and replace it with clarity, transparency, and results. Whether you’re rebuilding after a rough patch or just trying to undo some financial “oops,” we’ve got your back.

Who We Are

We’re a team of real financial nerds, industry rebels, and comeback experts who know firsthand what it’s like to fight your way out of a broken system. We’re here to make sure you don’t have to do it alone. And we don’t just work in credit repair—we live for comeback stories.

 

So, if you’re ready to stop apologizing for your past and start taking control of your future, welcome to Karmaundo. Let’s undo what’s been done, and write your next chapter better.

Buying a House

Built for the Underdogs,
Backed by the
Unstoppable

We didn’t start Karmaundo because we love paperwork—we started it because we were sick of watching good people get wrecked by a system that never gave them a fair shot. We know the pain of being judged by a number. So we became the people who fight back. And now? We’re flipping the script for thousands of others. This isn’t just credit repair. This is your comeback story.

Less Lecture, More Results
 (And Maybe a Few Jokes)

We don’t believe in sugarcoating—or scare tactics. What we do believe in: transparency, speed, and making the credit repair process suck a whole lot less. We’ll walk you through it step-by-step, minus the boring finance speak. You’ll understand what’s happening, why it matters, and how to win. And if we make you laugh once or twice along the way? That’s just good business.

Image by Nathan Dumlao

The Latest Credit Intel
From Credit’s Least Favorite Company

Happy Friends

Ready to Flip the Script?

It starts with one bold step... yours. At Karmaundo, getting started is simple, transparent, and built around you. Choose your credit repair package, and we’ll handle the dirty work behind the scenes. You? Just sit back and watch your score start to change.

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FICO and “The score lenders use” are trademarks or registered trademarks of Fair Isaac Corporation in the United States and other countries.

⚠️ State Compliance Notice At Karmaundo, we proudly serve clients across the United States. However, due to specific state regulations, we are unable to offer credit repair services to residents of the following states at this time: Georgia, North Carolina, and Mississippi These states have restrictions that prohibit for-profit credit repair services unless provided by a licensed attorney or nonprofit organization. If you are a resident of one of these states, we unfortunately cannot accept you as a client. We’re all about second chances, but we’re not about breaking laws to get them. If you have any questions or believe you may qualify for services through an attorney-led exemption, feel free to reach out to our team directly.

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